Buying your first home is a thrilling milestone—but it’s also a major commitment. Before you dive in, here’s a thoughtful breakdown to help you weigh your options with clarity and confidence:
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A mortgage pre-approval is your golden ticket to house hunting with confidence. It tells you how much a lender is willing to loan you, locks in an interest rate, and shows sellers you’re a serious buyer. Here’s what you need to know before you apply:
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